Buyers overestimate the down payment funds needed to qualify for a home loan. According to the First quarter 2017 homeownership Program Index (HPI) from Down Payment Resource, saving for a down payment was the barrier that kept 70% of renters from buying. Rob Chrane, CEO of Down Payment Resource had.
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2 Major Myths Holding Back Home Buyers Urban Institute recently released a report entitled, " Barriers to Accessing Homeownership, " which revealed that " eighty percent of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment above 5 percent."
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The home buying process is full of acronyms and if you’re unfamiliar with them, it can be hard to understand what you’re agreeing to. Just like school has started for students, first time home buyers should study and learn the key words involved in the mortgage process.PMI, APR, LTV. say what?
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