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GSB seeks nod for mortgage measures Huatai seeks nod for AssetMark spin-off Hong Kong and Shanghai-listed Huatai Securities is seeking shareholder approval to spin-off assetmark financial holdings through an IPO in the US. By John LohMortgage rate cuts not automatic for all borrowers at all banks A) A mortgage is a long-term loan secured by real estate. B) Borrowers pay off mortgages over time in some combination of principal and interest payments that result in full payment of the debt by maturity. C) Less than 65 percent of mortgage loans finance residential home purchases. D).