Falling Mortgage Rates Generate Surge of Potential Refinance Candidates – Appraisal Buzz

While potential candidates for refinancing in April surpassed March by 2 million, growth in some of the largest metros is slowing.

The spike in 30-year fixed interest rates, at a time of continuously rising home prices, has pushed home affordability to its lowest level since 2009, and cut potential refinance loan candidates.

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30-year mortgage rates hit 2017 low: 3.88 In the week ending Thursday, average rates for 30-year contracts dropped from 3.88 percent with 0.7 points to 3.84 percent — a record low — with 0.8 points. Thirty-year mortgage rates averaged 4.71.

One might reasonably expect there were harsher words behind the scenes as Mead and his lieutenants sought someone to take the fall for the blunder. The $2 fee would have applied to customers making.

How lower mortgage rates are strengthening the refinance market Posted To: Mortgage Rate Watch. Mortgage rates are in trouble . This will come as no surprise to regular readers. For the past few weeks, rates made several successive runs up to the highest levels in more than 9 months. It was really only the spring of 2017 that stood in the way of rates being the highest since early 2014.

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A year ago, the rate was 4.66%. " mortgage rates fell for the fourth consecutive. The average rate. mortgage at that rate, but it comes with some big advantages: You’ll save thousands of dollars over the life of the loan in total interest paid and build equity much faster.

A small tick higher in mortgage rates caused the sudden surge in refinances. continued to generate uncertainty among investors," said Joel Kan, Despite that, mortgage applications to refinance a home loan fell 8% for the week.. At the higher end, where listings are more plentiful, potential buyers are.