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Here are online lenders to consider when applying, plus learn the pros and cons of online personal loans.. At NerdWallet, we strive to help you make financial decisions with. LightStream targets strong-credit borrowers with no fees and low rates that vary based on loan purpose. Pros. 2 to 7 years. Fees.

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Here is what you can do to get a personal loan without having your credit checked.. These types of loans often have certain pitfalls, like higher interest rates and. you to apply for a regular personal loan with better interest rates and. Here are some documents you should have when talking to lenders:.

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