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They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation’s consumer protection agency, says that regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price.
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a credit union may get you the cheapest loan. You can apply for a First Tech personal loan online, over the phone or in person. According to the company, most loans can be processed within 24 hours..
Our Payday Loan Process. A payday loan is a small dollar short-term advance used as an option to help a person with small, often unexpected expenses. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car.
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A bank or credit union should be your first choice if you’re getting a loan. Other lenders might promise fast money and easy approval, but those promises often come at a cost (typically high-interest rates and unfavorable terms). You can get emergency cash loans from the bank in a variety of ways:
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