How Long Are Home Appraisals Good For?

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When people ask me how long an appraisal is good for, I say it is good for just one moment in time or one instant. However, my value opinion will always be good for that moment. The house could burn down an hour after I viewed it and my appraisal would still be valid as an opinion of value for the time that I stated in the appraisal report.

A loan underwriter analyzes all aspects of a mortgage application and follows it through to the closing. He orders the home appraisal and balances the findings against the amount of the loan.

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How long is a VA appraisal valid? For any property to be eligible for purchase with a VA home loan , a VA appraisal is required prior to purchase to determine that the value of the property matches the value of the loan.

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9 tips for high value home appraisals Whether you’re refinancing or need a fair market valuation of your property for tax reasons you’ll need to get an appraisal-and there are ways to ensure.

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On the flip side, when market conditions are stable and home values are relatively unchanging, a lender may be more inclined to accept an older appraisal for the purposes of a home refinance or home equity line of credit. source: (andres jasso/ unsplash) Special loans: How long are FHA and VA appraisals good for?

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