Lots of Variables with Fixed-Rate Mortgages

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These days about 90% of homeowners choose 30-year fixed-rate mortgages, 6% choose 15-year fixed-rate loans, and 2% choose adjustable-rate mortgages. source: FreddieMac, April 10, 2017. A 15-year mortgage is paid off twice as quickly as a 30-year mortgage, which allows the home buyer to build equity at an accelerated rate.

Should you get a fixed-rate mortgage or a variable-rate mortgage?. rates are low, you can save a lot of money over the life of your mortgage.

Keep Eyes Fixed on Your Variable-Rate Mortgage. The raising of interest rates on millions of adjustable rate mortgages.. That is still a lot.

Lots of Variables with Fixed-Rate Mortgages. tip: payment practices. Depending on the loan, a home buyer who chooses a 30-year mortgage may have the option to make extra payments. In a sense, this enables the borrower to treat the long-term loan like a short-term one.

And sorting through mortgages involves a lot of critical choices. One of these is choosing between a fixed- or variable-interest-rate mortgage. True to its name,

These days about 90% of homeowners choose 30-year fixed-rate mortgages, 6% choose 15-year fixed-rate loans, and 2% choose adjustable-rate mortgages. Source: FreddieMac, April 10, 2017. A 15-year mortgage is paid off twice as quickly as a 30-year mortgage, which allows the home buyer to build equity at an accelerated rate.

These days about 90% of homeowners choose 30-year fixed-rate mortgages, 6% choose 15-year fixed-rate loans, and 2% choose adjustable-rate mortgages. Source: FreddieMac, April 10, 2017. A 15-year mortgage is paid off twice as quickly as a 30-year mortgage, which allows the home buyer to build equity at an accelerated rate.

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Lots of Variables with Fixed-Rate Mortgages. Tip: Payment Practices. Depending on the loan, a home buyer who chooses a 30-year mortgage may have the option to make extra payments. In a sense, this enables the borrower to treat the long-term loan like a short-term one.

Lots of Variables with Fixed-Rate Mortgages. Tip: Payment Practices. Depending on the loan, a home buyer who chooses a 30-year mortgage may have the option to make extra payments. In a sense, this enables the borrower to treat the long-term loan like a short-term one.

"Most Canadians believe a fixed mortgage is the way to go – especially. " Choosing a variable rate mortgage can make a lot of sense for those.